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Wio Bank PJSC is incorporated under the laws of Abu Dhabi, United Arab Emirates. Address: Etihad Airways Centre, 5th Floor, Abu Dhabi, UAE. Wio Bank is licensed and regulated by the Central Bank of the UAE.

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YOUR MONEY’S NEW HOME IN THE UAE

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Open a UAE bank account using your UAE work visa and start banking before day one.

See pricing

How it works

THREE STEPS TO BANKING IN THE UAE

Apply from anywhere in the world. Start banking before you even arrive.

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Download the Wio Personal app - even if you’re still abroad

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Apply with your passport and UAE work visa

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Start banking right away and share your new IBAN with your UAE employer

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Download the Wio Personal app - even if you’re still abroad

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Apply with your passport and UAE work visa

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Start banking right away and share your new IBAN with your UAE employer

NEW HOME FOR YOU (AND YOUR MONEY)

While your visa is being processed, your money isn't sitting still.

NEW HOME FOR YOU (AND YOUR MONEY)

While your visa is being processed, your money isn't sitting still.

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GOT YOUR ID? UNLOCK THE FULL EXPERIENCE

Upload it within 60 days of arrival and get access to the full Wio Personal experience

YOUR SALARY UNLOCKS MORE

Better rates, more cashback, smarter credit. Unlock even more by referring your company to Wio.

FOR SALARY ACCOUNTS

Salary Plan

Better rates, more cashback, smarter credit. Everything Wio can do — unlocked the moment your salary lands.

FREE
with salary transfer

What you unlock

6% interest p.a. on Fixed Saving Spaces

Monthly term, no minimum deposit.

3% cashback on Saving Spaces

Monthly term, no minimum deposit.

Personal loans from 4.75% interest

Monthly term, no minimum deposit.

Up to 2% cashback on credit spends

Monthly term, no minimum deposit.

Credit card from 2.49% per month

Monthly term, no minimum deposit.

Preferred currency exchange rates

Monthly term, no minimum deposit.

THE MIDDLE EAST’S LEADING DIGITAL BANK

Join over 300,000 people who chose Wio Bank as their UAE banking home

Fully digital. Fully yours in minutes.

Open your account from your phone and start moving money the moment it's live. Ready to receive your salary or relocation allowance from day one.

Banking people actually love

Named Best Digital Bank in the Middle East — and rated highest by the people who use us. High interest, smart investing, real rewards: all the tools to grow your money with confidence.

Backed. Regulated. Protected.

Licensed by the Central Bank of the UAE and backed by ADQ, Alpha Dhabi, e& and FAB. We protect every transaction with round-the-clock fraud monitoring that keeps your account secure at all times.

FAQs

More Tools for You

Save

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Earn up to 6% interest per annum with Family or Salary Plan

Salary plan

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Transfer your salary to Wio Personal and start shaping your life goals

Family

Keep family life under one roof (Or bank)

Credit

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Smart, simple and designed to help you achieve more

Spend

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With credit, multi currency and more

Send and receive

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With the best foreign exchange rates

Manage

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With spend analytics, limits and controls

Get rewards

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On all your spends

Save

Earn up to 6% interest per annum with Family or Salary Plan

Salary plan

Transfer your salary to Wio Personal and start shaping your life goals

Family

Keep family life under one roof (Or bank)

Credit

Smart, simple and designed to help you achieve more

Spend

With credit, multi currency and more

Send and receive

With the best foreign exchange rates

Manage

With spend analytics, limits and controls

Get rewards

On all your spends