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Download Wio Personal app today

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Block and secure your account instantly here.

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Wio Bank PJSC is incorporated under the laws of Abu Dhabi, United Arab Emirates. Address: Etihad Airways Centre, 5th Floor, Abu Dhabi, UAE. Wio Bank is licensed and regulated by the Central Bank of the UAE.

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Transfer money with no limits

Speedy transfers that keep up with your pace of living—totally secure, no hidden fees. Your money, your way.

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Global transfers

Global Transfers for Global Citizens

You live without borders, your money should do the same. Transfer from the UAE to anywhere in the world, no limits.

Global Transfers for Global Citizens

You live without borders, your money should do the same. Transfer from the UAE to anywhere in the world, no limits.

  • AED, GBP, EUR, USD, CAD, AUD, or CHF. Our accounts are fluent in the world’s top currencies.

  • We use SWIFT for quick faster, smoother, and super secure transfers. This is banking at its finest.

  • In case of fees, you can manage them alone or split with the recipient. Everything is always transparent in the app.

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  • AED, GBP, EUR, USD, CAD, AUD, or CHF. Our accounts are fluent in the world’s top currencies.

  • We use SWIFT for quick faster, smoother, and super secure transfers. This is banking at its finest.

  • In case of fees, you can manage them alone or split with the recipient. Everything is always transparent in the app.

Best exchange rates in town

Why waste any more money on fees? Our competitive rates have you covered.

Terms & Conditions apply*

Save more AED to focus on what matters

Recipient gets

0

Wio charges

0 fees

Enhanced transfers in the UAE

Don't keep anyone waiting. Sending money is ultra fast, ultra convenient, ultra secure.

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Send to any bank account – the usual way

Just fill in their details, and you're all set. Local transfers made easy.
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Send money to your mobile contacts – 21st century vibes

No IBAN? No problem. With Aani, all you need is a phone number. Experience a new level of instant transfers on your Wio Personal app. Fast, simple, and always at your fingertips.

A dedicated team to ensure your safety

Fast, simple, digital. As easy as posting your latest holiday photos.

Ironclad encryption

Bank-vault security for your data: advanced encryption to keep your financial information locked down during every online transaction.

Backed by key entities

Wio Bank PJSC is regulated by the Central Bank of the UAE.

Fraud prevention

All transactions are monitored to detect suspicious activity, ensuring the security of your accounts at all times.

How-To Videos for Smarter Banking

Learn how to use our app with quick, easy video guides. Master key features and unlock smarter ways to manage your money.

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Save

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Earn up to 6% interest per annum with Family or Salary Plan

Salary plan

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Transfer your salary to Wio Personal and start shaping your life goals

Family

Keep family life under one roof (Or bank)

Credit

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Smart, simple and designed to help you achieve more

Spend

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With credit, multi currency and more

Manage

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With spend analytics, limits and controls

Get rewards

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On all your spends

Save

Earn up to 6% interest per annum with Family or Salary Plan

Salary plan

Transfer your salary to Wio Personal and start shaping your life goals

Family

Keep family life under one roof (Or bank)

Credit

Smart, simple and designed to help you achieve more

Spend

With credit, multi currency and more

Manage

With spend analytics, limits and controls

Get rewards

On all your spends