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Wio Bank PJSC is incorporated under the laws of Abu Dhabi, United Arab Emirates. Address: Etihad Airways Centre, 5th Floor, Abu Dhabi, UAE. Wio Bank is licensed and regulated by the Central Bank of the UAE.

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TURN YOUR SPENDINGS INTO EARNINGS

Spend with your Wio card and get rewarded for the way you live, so you can enjoy more of it. Just like that.

Earn rewards

GET REWARDED FOR SPENDING

We help you grow your wealth, even when you spend.
Terms and Conditions*

Earn up to  2500* in cashback every month

Up to 2% cashback on your credit spends with Salary, Family and Plus plans.
Access the Entertainer
Access the Entertainer

Access the ENTERTAINER

Buy-one-get-one offers across the hundreds of restaurants, hotels, and more across the UAE.

Calculate your cashback

With the Salary, Family and Plus plans you can earn up to  2,500/month just by paying with your Wio credit card. So simple.

Terms & Conditions apply*

It pays to pay with Wio Credit

Credit

up to 2% Cashback

Your 2% cashback

 20

REWARDS, YOUR WAY

Spend, earn, grow, repeat. Here are 3 way to turn your cashback into more money.

REWARDS, YOUR WAY

Spend, earn, grow, repeat. Here are 3 way to turn your cashback into more money.

  • Automatically invest your cashback into your favorite stocks and build your wealth.

  • Automatically save your cashback into a Saving Space and earn up to 3.75% interest per annum.

  • Automatically transfer your cashback to your current AED account.

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  • Automatically invest your cashback into your favorite stocks and build your wealth.

  • Automatically save your cashback into a Saving Space and earn up to 3.75% interest per annum.

  • Automatically transfer your cashback to your current AED account.

BUY ONE GET ONE WITH THE ENTERTAINER

Free access to hundreds of 2-for-1 offers, now available in your rewards page.

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Over 200 venues across Dubai and Abu Dhabi

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600+ 2-for-1 offers for free with Salary, Family and Plus plans

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Estimated savings of more than AED 25,000

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Over 200 venues across Dubai and Abu Dhabi

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600+ 2-for-1 offers for free with Salary, Family and Plus plans

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Estimated savings of more than AED 25,000

DO MORE OF WHAT YOU LOVE. FOR LESS

One more way your Wio Personal account helps your money go further.

DO MORE OF WHAT YOU LOVE. FOR LESS

One more way your Wio Personal account helps your money go further.

  • Free for Family, Salary, and Plus Plans

  • Go to Rewards to select your free pack

  • All from your Wio Personal app

  • Use your Wio card at least once every 90 days. Your morning coffee counts.

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  • Free for Family, Salary, and Plus Plans

  • Go to Rewards to select your free pack

  • All from your Wio Personal app

  • Use your Wio card at least once every 90 days. Your morning coffee counts.

FAQs

More Tools for You

New to the UAE

Bank before you move. Open an account with your UAE work visa.

Save

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Earn up to 6% interest per annum with Family or Salary Plan

Salary Transfer

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Transfer your salary to Wio Personal and earn more

Spend & Send Money

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In AED, USD, GBP, EUR, AUD, CAD, and CHF

Credit Card

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Spend and earn up to 2% cashback on every spend

Family

Keep family life under one roof (Or bank)

Manage

manage-bg (optimized)
All your spendings, savings, and investments from one dashboard

Send and receive

sar_main_bg (optimized)
With the best foreign exchange rates

New to the UAE

Bank before you move. Open an account with your UAE work visa.

Save

Earn up to 6% interest per annum with Family or Salary Plan

Salary Transfer

Transfer your salary to Wio Personal and earn more

Spend & Send Money

In AED, USD, GBP, EUR, AUD, CAD, and CHF

Credit Card

Spend and earn up to 2% cashback on every spend

Family

Keep family life under one roof (Or bank)

Manage

All your spendings, savings, and investments from one dashboard

Send and receive

With the best foreign exchange rates