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TAP INTO SMARTER SPENDING

Live your life, travel, enjoy and pay with your Wio Card. Discover how convenient it is!

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Just One Card: Debit and Credit

Simplify your finances with one card for both worlds, easily managed with a tap in your app.

Up to 2%* cashback on your spends!

Switch between your own money or credit

Toggle in your app to choose and enjoy 60 days of interest-free.

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Earn cashback on all your spendings

up to 1%* on debit and up to 2%* on credit spends. Terms & Conditions apply*

MAXIMIZE YOUR TRAVELS, MINIMIZE YOUR FEES

Go global. Spend abroad with zero international card transaction fees using Wio's multi-currency accounts.

Travel smart. Save around 3.5% on fees you'd usually pay.

MAXIMIZE YOUR TRAVELS, MINIMIZE YOUR FEES

Go global. Spend abroad with zero international card transaction fees using Wio's multi-currency accounts.

Travel smart. Save around 3.5% on fees you'd usually pay.
  • In addition to your AED account, you can open free accounts in GBP, EUR, and USD.

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  • In addition to your AED account, you can open free accounts in GBP, EUR, and USD.

TURN YOUR SPENDINGS INTO EARNINGS

Spend, earn, grow, repeat. Here are 3 ways to turn your cashback into more money.Terms & Conditions apply*

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  • Automatically invest your cashback into your favorite stocks and build your wealth.

TURN YOUR SPENDINGS INTO EARNINGS

Spend, earn, grow, repeat. Here are 3 ways to turn your cashback into more money.Terms & Conditions apply*

  • Automatically invest your cashback into your favorite stocks and build your wealth.

Calculate your cashback

With the Salary and Plus plan,you can earn up to  2500*/month just by paying with your Wio card. So simple

Terms & Conditions apply*

Select your payment method

Your 2% cashback

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A CARD AS UNIQUE AS YOUR LIFE

A flexible, convenient and secure card for your everyday needs. And your splurges, too.

A CARD AS UNIQUE AS YOUR LIFE

A flexible, convenient and secure card for your everyday needs. And your splurges, too.

  • Create as many virtual cards as you need, or request a physical one. Our physical cards come numberless for extra protection against fraud.

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  • Create as many virtual cards as you need, or request a physical one. Our physical cards come numberless for extra protection against fraud.

Credit, Finally Made Simple

Easy to understand and apply. Totally transparent — no paperwork, no hassle. Unbeatable, really.
Terms & Conditions apply*

A dedicated team to ensure your safety

Fast, simple, digital. As easy as posting your latest holiday photos.

Ironclad encryption

Bank-vault security for your data: advanced encryption to keep your financial information locked down during every online transaction.

Backed by key entities

Wio Bank PJSC is regulated by the Central Bank of the UAE.

Fraud prevention

All transactions are monitored to detect suspicious activity, ensuring the security of your accounts at all times.

FAQ

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