TAP INTO SMARTER SPENDING
Live your life, travel, enjoy and pay with your Wio Card. Discover how convenient it is!
See Pricing
Just One Card: Debit and Credit
Simplify your finances with one card for both worlds, easily managed with a tap in your app.
Switch between your own money or credit
Toggle in your app to choose and enjoy 60 days of interest-free.
Earn cashback on all your spendings
up to 1%* on debit and up to 2%* on credit spends Terms & Conditions apply*
MAXIMIZE YOUR TRAVELS, MINIMIZE YOUR FEES
Go global. Spend abroad with zero international card transaction fees using Wio's multi-currency accounts.
Travel smart. Save around 3.5% on fees you'd usually pay.
MAXIMIZE YOUR TRAVELS, MINIMIZE YOUR FEES
Go global. Spend abroad with zero international card transaction fees using Wio's multi-currency accounts.
Travel smart. Save around 3.5% on fees you'd usually pay.
- Open multi-currency accounts
In addition to your AED account, you can open free accounts in GBP, EUR, and USD.
- Pay without borders with your Wio card
We’ll automatically select the currency from your GBP, EUR or USD accounts. Available for debit payments only.
- Save up to 3.5% on transaction fees
By paying in local currency, you avoid the fees charged by other banks. Simple, right?
- Always earn 1% cashback
Explore the world, live your best life, and earn money on all your global spending.
- Open multi-currency accounts
In addition to your AED account, you can open free accounts in GBP, EUR, and USD.
- Pay without borders with your Wio card
We’ll automatically select the currency from your GBP, EUR or USD accounts. Available for debit payments only.
- Save up to 3.5% on transaction fees
By paying in local currency, you avoid the fees charged by other banks. Simple, right?
- Always earn 1% cashback
Explore the world, live your best life, and earn money on all your global spending.
TURN YOUR SPENDINGS INTO EARNINGS
Spend, earn, grow, repeat. Here are 3 ways to turn your cashback into more money.Terms & Conditions apply*
- Auto Invest
Automatically invest your cashback into your favorite stocks and build your wealth.
- Auto Save
Automatically save your cashback into a Saving Space and earn up to 3.75%* interest per annum
- Auto Deposit
Automatically transfer your cashback to your current account.
TURN YOUR SPENDINGS INTO EARNINGS
Spend, earn, grow, repeat. Here are 3 ways to turn your cashback into more money.Terms & Conditions apply*
- Auto Invest
Automatically invest your cashback into your favorite stocks and build your wealth.
- Auto Save
Automatically save your cashback into a Saving Space and earn up to 3.75%* interest per annum
- Auto Deposit
Automatically transfer your cashback to your current account.
Calculate your cashback
With the Plus plan, you can earn up to 2500* AED/month just by paying with your Wio card. So simple
Terms & Conditions apply*Select your payment method
Credit
Up to 2% Cashback
Debit
Up to 0.5% CashbackEnter your monthly spending
Your 2% cashback
20 AED
A CARD AS UNIQUE AS YOUR LIFE
A flexible, convenient and secure card for your everyday needs. And your splurges, too.
A CARD AS UNIQUE AS YOUR LIFE
A flexible, convenient and secure card for your everyday needs. And your splurges, too.
- Physical or virtual
Create as many virtual cards as you need, or request a physical one. Our physical cards come numberless for extra protection against fraud.
- Share your cards
Easily create virtual cards to empower those you trust – keep full control at your fingertips.
- Add them to your wallet
We are a digital bank. Of course, you can pay with your mobile in a super safe and easy way.
- Free withdrawal at FAB ATM’s
Withdraw from an ATM nearby. If you use a non-FAB ATM, it’s just a small fee of AED 2.1.
- Controls to make you feel safe
Establish rules and limits for your cards, monitor every transaction, and maintain complete control. Learn more
- Physical or virtual
Create as many virtual cards as you need, or request a physical one. Our physical cards come numberless for extra protection against fraud.
- Share your cards
Easily create virtual cards to empower those you trust – keep full control at your fingertips.
- Add them to your wallet
We are a digital bank. Of course, you can pay with your mobile in a super safe and easy way.
- Free withdrawal at FAB ATM’s
Withdraw from an ATM nearby. If you use a non-FAB ATM, it’s just a small fee of AED 2.1.
- Controls to make you feel safe
Establish rules and limits for your cards, monitor every transaction, and maintain complete control. Learn more
Credit, Finally Made Simple
Easy to understand and apply. Totally transparent — no paperwork, no hassle. Unbeatable, really.
Terms & Conditions apply*A dedicated team to ensure your safety
Fast, simple, digital. As easy as posting your latest holiday photos.
