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TAP INTO SMARTER SPENDING

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Live your life, travel, enjoy and pay with your Wio Card. Discover how convenient it is!

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Customers have already earned

AED
0

in cashback today

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Just One Card: Debit and Credit

Simplify your finances with one card for both worlds, easily managed with a tap in your app.

Up to 2%* cashback on your spends!
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Switch between your own money or credit

Toggle in your app to choose and enjoy 60 days of interest-free.

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Earn cashback on all your spendings

up to 1%* on debit and up to 2%* on credit spends

MAXIMIZE YOUR TRAVELS, MINIMIZE YOUR FEES

Go global. Spend abroad with zero international card transaction fees using Wio's multi-currency accounts.

Travel smart. Save around 3.5% on fees you'd usually pay.

MAXIMIZE YOUR TRAVELS, MINIMIZE YOUR FEES

Go global. Spend abroad with zero international card transaction fees using Wio's multi-currency accounts.

Travel smart. Save around 3.5% on fees you'd usually pay.

  • Open multi-currency accounts

    In addition to your AED account, you can open free accounts in GBP, EUR, and USD.

  • Pay without borders with your Wio card

    We’ll automatically select the currency from your GBP, EUR or USD accounts. Available for debit payments only.

  • Save up to 3.5% on transaction fees

    By paying in local currency, you avoid the fees charged by other banks. Simple, right?

  • Always earn 1% cashback

    Explore the world, live your best life, and earn money on all your global spending.

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  • Open multi-currency accounts

    In addition to your AED account, you can open free accounts in GBP, EUR, and USD.

  • Pay without borders with your Wio card

    We’ll automatically select the currency from your GBP, EUR or USD accounts. Available for debit payments only.

  • Save up to 3.5% on transaction fees

    By paying in local currency, you avoid the fees charged by other banks. Simple, right?

  • Always earn 1% cashback

    Explore the world, live your best life, and earn money on all your global spending.

TURN YOUR SPENDINGS INTO EARNINGS

Spend, earn, grow, repeat. Here are 3 ways to turn your cashback into more money.

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  • Auto Invest

    Automatically invest your cashback into your favorite stocks and build your wealth.

  • Auto Save

    Automatically save your cashback into a Saving Space and earn up to 3.75%* interest per annum

  • Auto Deposit

    Automatically transfer your cashback to your current account.

TURN YOUR SPENDINGS INTO EARNINGS

Spend, earn, grow, repeat. Here are 3 ways to turn your cashback into more money.

  • Auto Invest

    Automatically invest your cashback into your favorite stocks and build your wealth.

  • Auto Save

    Automatically save your cashback into a Saving Space and earn up to 3.75%* interest per annum

  • Auto Deposit

    Automatically transfer your cashback to your current account.

Calculate your cashback

With the Plus plan, you can earn up to 2500* AED/month just by paying with your Wio card. So simple!

Select your payment method

Credit

Up to 2% Cashback

Debit

Up to 1% Cashback

Enter your monthly spending

Your 2% cashback

20 AED

A CARD AS UNIQUE AS YOUR LIFE

A flexible, convenient and secure card for your everyday needs. And your splurges, too.

A CARD AS UNIQUE AS YOUR LIFE

A flexible, convenient and secure card for your everyday needs. And your splurges, too.

  • Physical or virtual

    Create as many virtual cards as you need, or request a physical one. Our physical cards come numberless for extra protection against fraud.

  • Share your cards

    Easily create virtual cards to empower those you trust – keep full control at your fingertips.

  • Add them to your wallet

    We are a digital bank. Of course, you can pay with your mobile in a super safe and easy way.

  • Free withdrawal at FAB ATM’s

    Withdraw from an ATM nearby. If you use a non-FAB ATM, it’s just a small fee of AED 2.1.

  • Controls to make you feel safe

    Establish rules and limits for your cards, monitor every transaction, and maintain complete control. Learn more

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  • Physical or virtual

    Create as many virtual cards as you need, or request a physical one. Our physical cards come numberless for extra protection against fraud.

  • Share your cards

    Easily create virtual cards to empower those you trust – keep full control at your fingertips.

  • Add them to your wallet

    We are a digital bank. Of course, you can pay with your mobile in a super safe and easy way.

  • Free withdrawal at FAB ATM’s

    Withdraw from an ATM nearby. If you use a non-FAB ATM, it’s just a small fee of AED 2.1.

  • Controls to make you feel safe

    Establish rules and limits for your cards, monitor every transaction, and maintain complete control. Learn more

Credit, Finally Made Simple

Easy to understand and apply. Totally transparent — no paperwork, no hassle. Unbeatable, really.

A dedicated team to ensure your safety

Fast, simple, digital. As easy as posting your latest holiday photos.

Ironclad encryption

Bank-vault security for your data: advanced encryption to keep your financial information locked down during every online transaction.

Backed by key entities

Wio Bank PJSC is regulated by the Central Bank of the UAE.

Fraud prevention

All transactions are monitored to detect suspicious activity, ensuring the security of your accounts at all times.

FAQ

About Wio
Onboarding
Login & Security
Saving Spaces

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