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  • Send and receive

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Wio Bank PJSC is incorporated under the laws of Abu Dhabi, United Arab Emirates. Address: Etihad Airways Centre, 5th Floor, Abu Dhabi, UAE. Wio Bank is licensed and regulated by the Central Bank of the UAE.

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ALL THINGS LIFE, ALL IN ONE PLACE

We give you the tools to manage your money easily from your app. Discover them now!

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Insights

Track. Learn. Save. Repeat.

See where your money goes to make smarter, informed decisions every time.

Up to 2%* on every credit and debit spend

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Master Your Card, Master Your Money

It's your card. You decide where, when and how much to spend. Of course.

Up to 2%* on every credit and debit spend
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Master Your Card, Master Your Money

It's your card. You decide where, when and how much to spend. Of course.

Up to 2%* on every credit and debit spend

Track your impact, not just your spending

Our Carbon Calculator helps you understand the environmental footprint of your everyday purchases directly from the Wio Personal app.

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COVER THE MOMENTS THAT MATTER

Buy insurance from top providers through Shory, now fully integrated into your Wio Personal app.
Terms and Conditions apply.

COVER THE MOMENTS THAT MATTER

Buy insurance from top providers through Shory, now fully integrated into your Wio Personal app.
Terms and Conditions apply.

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How-To Videos for Smarter Banking

Learn how to use our app with quick, easy video guides. Master key features and unlock smarter ways to manage your money

More Tools for You

New to the UAE

Bank before you move. Open an account with your UAE work visa.

Save

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Earn up to 6% interest per annum with Family or Salary Plan

Salary Transfer

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Transfer your salary to Wio Personal and earn more

Spend & Send Money

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In AED, USD, GBP, EUR, AUD, CAD, and CHF

Credit Card

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Spend and earn up to 2% cashback on every spend

Get rewards

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On all your spends

Family

Keep family life under one roof (Or bank)

Send and receive

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With the best foreign exchange rates

New to the UAE

Bank before you move. Open an account with your UAE work visa.

Save

Earn up to 6% interest per annum with Family or Salary Plan

Salary Transfer

Transfer your salary to Wio Personal and earn more

Spend & Send Money

In AED, USD, GBP, EUR, AUD, CAD, and CHF

Credit Card

Spend and earn up to 2% cashback on every spend

Get rewards

On all your spends

Family

Keep family life under one roof (Or bank)

Send and receive

With the best foreign exchange rates