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Wio Bank PJSC is incorporated under the laws of Abu Dhabi, United Arab Emirates. Address: Etihad Airways Centre, 5th Floor, Abu Dhabi, UAE. Wio Bank is licensed and regulated by the Central Bank of the UAE.

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BANKING NOW RUNS 
IN THE FAMILY

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You share your home, your group chat, your WIFI password… now you can share your banking too.

Discover Wio Family

Family account

KEEP FAMILY LIFE UNDER ONE ROOF (OR BANK)

Built for real households in the UAE, Wio Family gives you the tools to spend smart, save together, and grow stronger – all in one place.

KEEP FAMILY LIFE UNDER ONE ROOF (OR BANK)

Built for real households in the UAE, Wio Family gives you the tools to spend smart, save together, and grow stronger – all in one place.

  • Manage money together in one shared account with someone you trust. Share cards with family members and give kids pockets to spend and save.

  • Create pockets for kids ages 8–17 so they can save, spend, and build good habits early.

  • Earn 6% interest per annum on monthly Family Fixed Saving Spaces and Personal Fixed Saving Spaces, up to AED 1.5M with one salary transfer, or AED 2.5M when both leads transfer their salary.

  • Issue virtual cards, set limits, and track every dirham, from one smart dashboard.

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  • Manage money together in one shared account with someone you trust. Share cards with family members and give kids pockets to spend and save.

  • Create pockets for kids ages 8–17 so they can save, spend, and build good habits early.

  • Earn 6% interest per annum on monthly Family Fixed Saving Spaces and Personal Fixed Saving Spaces, up to AED 1.5M with one salary transfer, or AED 2.5M when both leads transfer their salary.

  • Issue virtual cards, set limits, and track every dirham, from one smart dashboard.

EVERYONE PLAYS THEIR PART

The Wio Family account is co-owned by two adult leads with equal rights. Add kids, teens, or anyone you choose to share cards, and use Pockets so they can spend on their own. It works for every kind of family, however you define it.
EVERYONE PLAYS THEIR PART

Permission

Add members to Wio Family and assign roles

Manage family accounts, shared cards and pockets

Use Pockets for personal spending (8–17)

Use shared virtual cards (18+)

Monitor overall finances from the dashboard

Edit controls and limits like spending limits and expiry dates

Family leads (18+)

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✓
X
✓
✓
✓

Family members (8+)

X
X
✓
✓
X
X
Family leads (18+)
Permission

Add members to Wio Family and assign roles

✓

Manage family accounts, shared cards and pockets

✓

Use Pockets for personal spending (8–17)

X

Use shared virtual cards (18+)

✓

Monitor overall finances from the dashboard

✓

Edit controls and limits like spending limits and expiry dates

✓
Family members (8+)
Permission

Add members to Wio Family and assign roles

X

Manage family accounts, shared cards and pockets

X

Use Pockets for personal spending (8–17)

✓

Use shared virtual cards (18+)

✓

Monitor overall finances from the dashboard

X

Edit controls and limits like spending limits and expiry dates

X

MONEY CONFIDENCE, RIGHT IN THEIR POCKET

Give your kids a space to spend and save how they like, so they can learn money skills and get financial independence from the get go.

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A pocket with a purpose

Use pockets for anything: weekly allowances, school transport, or just everyday spending.

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Build healthy money habits

Empower your kids to spend and manage money, while you keep an eye on things.

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Backed by built-in guidance

Link pockets to a virtual card and set spend limits and expiry dates. Your family stays safe and you stay in control.

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A pocket with a purpose

Use pockets for anything: weekly allowances, school transport, or just everyday spending.

thumbnail

Build healthy money habits

Empower your kids to spend and manage money, while you keep an eye on things.

thumbnail

Backed by built-in guidance

Link pockets to a virtual card and set spend limits and expiry dates. Your family stays safe and you stay in control.

SAVE FOR SOMETHING BIG. DO IT TOGETHER.

Planning a holiday, home upgrade, or school fees? Set a goal and reach it faster together with top interest rates per annum on Family Fixed Saving Spaces.

Save together for now, and for what’s ahead

Create Family Fixed Saving Spaces for shared goals from big dreams, to next August's AC bill.

Make your family’s money work harder

Earn 6% interest per annum on monthly Family Fixed Saving Spaces, up to AED 1.5M with one salary transfer, or AED 2.5M when both leads transfer their salary.

Turn savings into a family activity

Watch your savings grow and celebrate your wins, together. Spend a minimum of AED 5,000 on your Personal or Family debit or credit cards monthly to enjoy up to 6% interest per annum.

SMART SPENDING FOR THE WHOLE FAMILY

From school lunches to supermarket runs, give your family the freedom to spend.

Terms and conditions apply.

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  • Share virtual cards linked to your family account with family members: aunties, household help, even cousin Ahmed.

  • Each pocket comes with its own virtual card, so kids and teens can spend on their own terms - safely and independently.

  • Set spending limits, expiry dates, and get details on all transactions.

SMART SPENDING FOR THE WHOLE FAMILY

From school lunches to supermarket runs, give your family the freedom to spend.

Terms and conditions apply.

  • Share virtual cards linked to your family account with family members: aunties, household help, even cousin Ahmed.

  • Each pocket comes with its own virtual card, so kids and teens can spend on their own terms - safely and independently.

  • Set spending limits, expiry dates, and get details on all transactions.

THE FAMILY PLAN

One plan. Shared perks. Bigger value 
for everyone.

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HOW-TO VIDEOS FOR WIO FAMILY

Learn how to use our app with quick, easy video guides. Master key features and unlock smarter ways to manage your money.

FAQs

More Tools for You

New to the UAE

Bank before you move. Open an account with your UAE work visa.

Save

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Earn up to 6% interest per annum with Family or Salary Plan

Salary Transfer

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Transfer your salary to Wio Personal and earn more

Spend & Send Money

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In AED, USD, GBP, EUR, AUD, CAD, and CHF

Credit Card

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Spend and earn up to 2% cashback on every spend

Get rewards

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On all your spends

Manage

manage-bg (optimized)
All your spendings, savings, and investments from one dashboard

Send and receive

sar_main_bg (optimized)
With the best foreign exchange rates

New to the UAE

Bank before you move. Open an account with your UAE work visa.

Save

Earn up to 6% interest per annum with Family or Salary Plan

Salary Transfer

Transfer your salary to Wio Personal and earn more

Spend & Send Money

In AED, USD, GBP, EUR, AUD, CAD, and CHF

Credit Card

Spend and earn up to 2% cashback on every spend

Get rewards

On all your spends

Manage

All your spendings, savings, and investments from one dashboard

Send and receive

With the best foreign exchange rates