family
PersonalBusinessFamily
Help

Download Wio Personal app today

4.8 in App store
App store downloadPlay store download

Phone lost or stolen? No worries.

Block and secure your account instantly here.

Learn More

  • Save
  • Salary plan
  • Family
  • Credit
  • Spend
  • Send and receive
  • Manage
  • Get rewards

Company

  • About Us
  • Public Offerings
  • Press
  • Investor Relations
  • Terms for brokerage
  • FATCA and CRS

Legal

  • Privacy Policy
  • Cookie Policy
  • Terms and Conditions
  • Debt Counsel Services
  • Key Fact Statement
  • Vulnerability Disclosure Program
  • Support
Language

Wio Bank PJSC is incorporated under the laws of Abu Dhabi, United Arab Emirates. Address: Etihad Airways Centre, 5th Floor, Abu Dhabi, UAE. Wio Bank is licensed and regulated by the Central Bank of the UAE.

Need Help?

BANKING NOW RUNS 
IN THE FAMILY

Snippet (optimized)

You share your home, your group chat, your WIFI password… now you can share your banking too.

Discover Wio Family

Family account

KEEP FAMILY LIFE UNDER ONE ROOF (OR BANK)

Built for real households in the UAE, Wio Family gives you the tools to spend smart, save together, and grow stronger – all in one place.

KEEP FAMILY LIFE UNDER ONE ROOF (OR BANK)

Built for real households in the UAE, Wio Family gives you the tools to spend smart, save together, and grow stronger – all in one place.

  • Manage money together in one shared account with someone you trust. Share cards with family members and give kids pockets to spend and save.

  • Create pockets for kids ages 8–17 so they can save, spend, and build good habits early.

  • Set shared saving goals and earn up to 6%* interest per annum on one-month family and personal fixed saving spaces. Find out more in Pricing. *6% interest per annum applies when a salary is transferred to Wio. Without salary transfer, the rate is as mentioned in Pricing.

  • Issue virtual cards, set limits, and track every dirham, from one smart dashboard.

wio-ctf-family-accounts-1-img
wio-ctf-family-accounts-2-img
wio-ctf-family-accounts-3-img
wio-ctf-family-accounts-4-img
  • Manage money together in one shared account with someone you trust. Share cards with family members and give kids pockets to spend and save.

  • Create pockets for kids ages 8–17 so they can save, spend, and build good habits early.

  • Set shared saving goals and earn up to 6%* interest per annum on one-month family and personal fixed saving spaces. Find out more in Pricing. *6% interest per annum applies when a salary is transferred to Wio. Without salary transfer, the rate is as mentioned in Pricing.

  • Issue virtual cards, set limits, and track every dirham, from one smart dashboard.

EVERYONE PLAYS THEIR PART

The Wio Family account is co-owned by two adult leads with equal rights. Add kids, teens, or anyone you choose to share cards, and use Pockets so they can spend on their own. It works for every kind of family, however you define it.
EVERYONE PLAYS THEIR PART

Permission

Add members to Wio Family and assign roles

Manage family accounts, shared cards and pockets

Use Pockets for personal spending (8–17)

Use shared virtual cards (18+)

Monitor overall finances from the dashboard

Edit controls and limits like spending limits and expiry dates

Family leads (18+)

✓
✓
X
✓
✓
✓

Family members (8+)

X
X
✓
✓
X
X
Family leads (18+)
Permission

Add members to Wio Family and assign roles

✓

Manage family accounts, shared cards and pockets

✓

Use Pockets for personal spending (8–17)

X

Use shared virtual cards (18+)

✓

Monitor overall finances from the dashboard

✓

Edit controls and limits like spending limits and expiry dates

✓
Family members (8+)
Permission

Add members to Wio Family and assign roles

X

Manage family accounts, shared cards and pockets

X

Use Pockets for personal spending (8–17)

✓

Use shared virtual cards (18+)

✓

Monitor overall finances from the dashboard

X

Edit controls and limits like spending limits and expiry dates

X

MONEY CONFIDENCE, RIGHT IN THEIR POCKET

Give your kids a space to spend and save how they like, so they can learn money skills and get financial independence from the get go.

thumbnail

A pocket with a purpose

Use pockets for anything: weekly allowances, school transport, or just everyday spending.

thumbnail

Build healthy money habits

Empower your kids to spend and manage money, while you keep an eye on things.

thumbnail

Backed by built-in guidance

Link pockets to a virtual card and set spend limits and expiry dates. Your family stays safe and you stay in control.

thumbnail

A pocket with a purpose

Use pockets for anything: weekly allowances, school transport, or just everyday spending.

thumbnail

Build healthy money habits

Empower your kids to spend and manage money, while you keep an eye on things.

thumbnail

Backed by built-in guidance

Link pockets to a virtual card and set spend limits and expiry dates. Your family stays safe and you stay in control.

SAVE FOR SOMETHING BIG. DO IT TOGETHER.

Planning a holiday, home upgrade, or school fees? Set a goal and reach it faster together with top interest rates per annum on Family Fixed Saving Spaces.

Save together for now, and for what’s ahead

Create family fixed saving spaces for shared goals - from big dreams to next August’s AC bill.

Make your family’s money work harder

Earn 6% interest per annum on 1-month fixed savings of up to AED 2M with one salary transfer, or AED 3M when both leads transfer their salary.

Turn savings into a family activity

Watch your savings grow and celebrate your wins, together.

SMART SPENDING FOR THE WHOLE FAMILY

From school lunches to supermarket runs, give your family the freedom to spend.

Terms and conditions apply.

wio-family-shared-spendings-image-1
wio-family-shared-spendings-image-2
wio-family-shared-spendings-image-3
wio-family-shared-spendings-image-4
  • Share virtual cards linked to your family account with family members: aunties, household help, even cousin Ahmed.

  • Each pocket comes with its own virtual card, so kids and teens can spend on their own terms - safely and independently.

  • Set spending limits, expiry dates, and get details on all transactions.

  • Earn up to 1% cashback on all family account's debit card spends.

SMART SPENDING FOR THE WHOLE FAMILY

From school lunches to supermarket runs, give your family the freedom to spend.

Terms and conditions apply.

  • Share virtual cards linked to your family account with family members: aunties, household help, even cousin Ahmed.

  • Each pocket comes with its own virtual card, so kids and teens can spend on their own terms - safely and independently.

  • Set spending limits, expiry dates, and get details on all transactions.

  • Earn up to 1% cashback on all family account's debit card spends.

THE FAMILY PLAN

One plan. Shared perks. Bigger value 
for everyone.

wio-family-benefit-imagewio-family-benefit-image

HOW IT WORKS

Sign up for Wio Family to start banking the way you live.

HOW IT WORKS

Sign up for Wio Family to start banking the way you live.

wio-family-how-it-work-image-1
wio-family-how-it-work-image-2
wio-family-how-it-work-image-3

FAQs

More Tools for You

Save

image (6) (optimized)
Earn up to 6% interest per annum with Family or Salary Plan

Salary plan

sa_bg (optimized)
Transfer your salary to Wio Personal and start shaping your life goals

Credit

bg (optimized)
Smart, simple and designed to help you achieve more

Spend

s_bg (optimized)
With credit, multi currency and more

Send and receive

sar_main_bg (optimized)
With the best foreign exchange rates

Manage

manage-bg (optimized)
With spend analytics, limits and controls

Get rewards

gr-banner (optimized)
On all your spends

Save

Earn up to 6% interest per annum with Family or Salary Plan

Salary plan

Transfer your salary to Wio Personal and start shaping your life goals

Credit

Smart, simple and designed to help you achieve more

Spend

With credit, multi currency and more

Send and receive

With the best foreign exchange rates

Manage

With spend analytics, limits and controls

Get rewards

On all your spends