Give your dreams the best interest

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For your holidays, for kids university, for that new car. We help you save and make money at the same time. Yes, as you read it.

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SAVING SPACES: YOUR GOALS, YOUR PACE

Your virtual savings jar to move money and grow money – always convenient, always accessible.

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Go beyond your goals

With Wio Personal Plus plan you'll earn interest on your savings. Always.

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Amounts and deadlines up to you

Deposit money automatically or manually until you reach your goal. Withdraw anytime you need. No fixed lock in period.

FIXED SAVING SPACES: PLAN AHEAD, EARN MORE

Lock your money at higher rates for bigger dreams. No catches, no fine print, just steady growth.

FIXED SAVING SPACES: PLAN AHEAD, EARN MORE

Lock your money at higher rates for bigger dreams. No catches, no fine print, just steady growth.

  • Fix the amount you want

    Do the math and decide how many dirhams want to leave in your Fixed Saving Space.

  • Choose your fixed term

    Decide if you prefer 1, 3, 6 or 12-month terms. The longer the term, the higher the interest.

  • Sit back and watch your money grow

    You will see the interest you earn in the app. At the end you can reinvest or spend it as you wish. It's your money.

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  • Fix the amount you want

    Do the math and decide how many dirhams want to leave in your Fixed Saving Space.

  • Choose your fixed term

    Decide if you prefer 1, 3, 6 or 12-month terms. The longer the term, the higher the interest.

  • Sit back and watch your money grow

    You will see the interest you earn in the app. At the end you can reinvest or spend it as you wish. It's your money.

Stay miles ahead on your savings

Planning a trip to Europe or an exotic getaway? Open an Etihad Guest Fixed Saving Space with Wio Personal and earn up to 10 million Etihad Guest Miles instead of interest.

Calculate your Earnings

Enter an amount to find out how much you could earn with a flexible or a fixed Saving Space.

  • Saving Space
  • Fixed Saving Space
Amount

AED

Calculator BG

Total saved

10031.25

 

AED

Interest earned

31.25

 

AED

Compare savings options

  • Standard plan
  • Plus plan

Saving Spaces

3.75%*
per annum on AED savings

* No lock-in period

3.5%*
per annum on USD savings

* No lock-in period

  • No minimum amount
  • No fixed plan - withdraw at any time
  • Great for short-term savings goals
  • Available in AED and USD

Fixed Saving Spaces

4.75%*
per annum on 1 month

* No penalty on partial or early closure

4.5%*
per annum on 3 months

* No penalty on partial or early closure

4.4%*
per annum on 6 & 12 months

* Penalty of 0.5% per annum for 6 & 12 months

  • No minimum amount
  • Choose your term. Lock in for higher interest
  • Fees for early withdrawal may apply
  • Available in AED

How-To Videos for Smarter Banking

Learn how to use our app with quick, easy video guides. Master key features and unlock smarter ways to manage your money.

  • How to Create Saving Spaces
  • How to Check for Information on Your Savings Interest

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Send and Receive

Move money safely and easily

Spend

Pay smart with your Wio Card

Manage

Stay in control of your money

Get Rewards

Save & earn up to 4.75%* of interest per annum