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Download Wio Personal app today

4.8 in App store
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Block and secure your account instantly here.

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  • Save
  • Salary plan
  • Family
  • Credit
  • Spend
  • Send and receive
  • Manage
  • Get rewards

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  • FATCA and CRS

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  • Key Fact Statement
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Wio Bank PJSC is incorporated under the laws of Abu Dhabi, United Arab Emirates. Address: Etihad Airways Centre, 5th Floor, Abu Dhabi, UAE. Wio Bank is licensed and regulated by the Central Bank of the UAE.

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Take credit for all your wins

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Wio Credit - Smart, simple and designed to help you achieve more.

Cashback

Turn your spendings into earnings

Get up to 2%* cashback on all your spends with Wio Credit.Terms & Conditions apply*

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Turn your spendings into earnings

Get up to 2%* cashback on all your spends with Wio Credit.Terms & Conditions apply*

KEEP THE PEACE, PAY PIECE BY PIECE

Split your purchases with Easy Installments on Wio Credit. Choose from 3 to 48 months.*

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Pay any credit card with Wio credit, and get paid for paying it

Get up to 0.5% cashback when you pay your other credit cards with Wio credit. Terms and conditions apply. ​See here for more details

Pay any credit card with Wio credit, and get paid for paying it

Get up to 0.5% cashback when you pay your other credit cards with Wio credit. Terms and conditions apply. ​See here for more details

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Easy Cash today, while payday’s on the way​

Borrow from your credit limit with Easy Cash. Pay-as-you-go at  1 per day per  1000.​

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Easy Cash today, while payday’s on the way​

Borrow from your credit limit with Easy Cash. Pay-as-you-go at  1 per day per  1000.​

HOW-TO VIDEOS FOR SMARTER BANKING

Learn how to use our app with quick, easy video guides. Master key features and unlock smarter ways to manage your money.

A dedicated team to ensure your safety

Round-the-clock support ensuring your funds are always secure.

Ironclad encryption

Bank-vault security for your data: advanced encryption to keep your financial information locked down during every online transaction.

Backed by key entities

Licensed by the Central Bank of the UAE and regulated by the Securities and Commodities Authority – UAE (SCA).

Fraud prevention

All transactions are monitored to detect suspicious activity, ensuring the security of your accounts at all times.

More Tools for You

Save

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Earn up to 6% interest per annum with Family or Salary Plan

Salary plan

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Transfer your salary to Wio Personal and start shaping your life goals

Family

Keep family life under one roof (Or bank)

Spend

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With credit, multi currency and more

Send and receive

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With the best foreign exchange rates

Manage

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With spend analytics, limits and controls

Get rewards

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On all your spends

Save

Earn up to 6% interest per annum with Family or Salary Plan

Salary plan

Transfer your salary to Wio Personal and start shaping your life goals

Family

Keep family life under one roof (Or bank)

Spend

With credit, multi currency and more

Send and receive

With the best foreign exchange rates

Manage

With spend analytics, limits and controls

Get rewards

On all your spends