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Take credit for all your wins

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Wio Credit - Smart, simple and designed to help you achieve more.

Wio users have already earnedAED 850.209on cashback

Turn your spendings into earnings

Get up to 2%* cashback on all your spends with Wio Credit.Terms & Conditions apply*

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  • Get 2%* cashback on all your spends
  • Up to AED 2,500 per month
  • Get up to 60 interest-free days

Turn your spendings into earnings

Get up to 2%* cashback on all your spends with Wio Credit.Terms & Conditions apply*

  • Get 2%* cashback on all your spends
  • Up to AED 2,500 per month
  • Get up to 60 interest-free days

KEEP THE PEACE, PAY PIECE BY PIECE

Split your purchases with Easy Installments on Wio Credit. Choose from 3 to 48 months.*

Pay any credit card with Wio credit, and get paid for paying it

Get 1% cashback when you pay your other credit cards with Wio credit​. Terms and conditions apply.​See here for more details – (Credit KFS) ​

Pay any credit card with Wio credit, and get paid for paying it

Get 1% cashback when you pay your other credit cards with Wio credit​. Terms and conditions apply.​See here for more details – (Credit KFS) ​

  • Add your other credit card’s details​
  • Set due payment date​
  • Earn 1% cashback, up to Aed 2500 per month​
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  • Add your other credit card’s details​
  • Set due payment date​
  • Earn 1% cashback, up to Aed 2500 per month​

Easy Cash today, while payday’s on the way​

Borrow from your credit limit with Easy Cash. Pay-as-you-go at AED 1 per day per AED 1000.​

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  • Borrow from your credit limit - pay as you go​​
  • Pay AED 1 daily for every AED 1,000 borrowed​​
  • Repay anytime within 30 days​
  • 6-day grace period, AED 199 late fee applies on day 36.​​

Easy Cash today, while payday’s on the way​

Borrow from your credit limit with Easy Cash. Pay-as-you-go at AED 1 per day per AED 1000.​

  • Borrow from your credit limit - pay as you go​​
  • Pay AED 1 daily for every AED 1,000 borrowed​​
  • Repay anytime within 30 days​
  • 6-day grace period, AED 199 late fee applies on day 36.​​

HOW-TO VIDEOS FOR SMARTER BANKING

Learn how to use our app with quick, easy video guides. Master key features and unlock smarter ways to manage your money.

  • Wio Credit Explained
  • How to Apply for Wio Credit

A dedicated team to ensure your safety

Round-the-clock support ensuring your funds are always secure.

Ironclad encryption

Bank-vault security for your data: advanced encryption to keep your financial information locked down during every online transaction.

Backed by key entities

Licensed by the Central Bank of the UAE and regulated by the Securities and Commodities Authority – UAE (SCA).

Fraud prevention

All transactions are monitored to detect suspicious activity, ensuring the security of your accounts at all times.

FAQ

About Wio
Onboarding
Login & Security
Saving Spaces

More ideas for you

Save

Save & earn up to 6%* of interest per annum

Salary plan

Transfer your salary to Wio to get added benefits

Send and Receive

Move money safely and easily

Spend

Pay smart with your Wio Card

Manage

Stay in control of your money

Get rewards

Earn up to 2%* cashback on your spends