PRICING
MADE SIMPLE
Our account plans are designed to give your business and you everything you need to grow.
Pick a product
Wio Business Plans - Quick Overview
| Key Features | EssentialBest for freelancers & small businesses | GrowBest for medium & large businesses |
|---|---|---|
| Interest on Saving Spaces | 3% p.a. for the first 90 days 1% p.a. after first 90 days | |
| Interest on Fixed Saving Spaces | 4% p.a. – 1 month 3.75% p.a. – 3 months 3.5% p.a. – 6 or 12 months | |
| Salary payments (WPS) | 1 file free per month | 3 files free per month |
| Account users | 2 free | 10 free |
| Swift International transfers | AED 52.50 per transfer (correspondent banking fees apply) | AED 26.25 per transfer (correspondent banking fees apply) |
| Monthly fee | AED 99/month | AED 249/month |
| Learn more | Learn more |
| EssentialBest for freelancers & small businesses | GrowBest for medium & large businesses |
|---|---|
| Interest on Saving Spaces | Interest on Saving Spaces3% p.a. for the first 90 days 1% p.a. after first 90 days |
| Interest on Fixed Saving Spaces | Interest on Fixed Saving Spaces4% p.a. – 1 month 3.75% p.a. – 3 months 3.5% p.a. – 6 or 12 months |
| Salary payments (WPS)1 file free per month | Salary payments (WPS)3 files free per month |
| Account users2 free | Account users10 free |
| Swift International transfersAED 52.50 per transfer (correspondent banking fees apply) | Swift International transfersAED 26.25 per transfer (correspondent banking fees apply) |
| Monthly feeAED 99/month | Monthly feeAED 249/month |
Which plan is right for you?
Accounts
Minimum monthly account balance
Nil
Multi-user account access
2 users free (Essential)
(AED 26.25 per additional user a month)
Account Closure (Within 6 months)
Free
Statements & Others
Audit confirmation letter
AED 105
Balance / Account confirmation letter
AED 105
Signature confirmation letter
AED 105
Liability Letter / No Liability Letter
AED 105
Paper statement
AED 26.25 for each 3 month account statement
Expired trade license fee
AED 210 per month (two months after expiration)
Cards & payments
Wio Visa Business Debit Card
Free (replacement for AED 26.25)
Virtual cards
Free
Wio Business Credit Card:
Roll over interest: 3.45% per month
Late fee: 199 AED (incl. VAT)
Annual fee: free
Quick Cash:
1.5 AED per 1,000 AED per day
Late fee: 199 AED (incl. VAT)
International transaction fee*
2%
*All transactions (AED and non-AED) originating outside the UAE (including online merchants)
Local transfers
Free
Swift international transfers
AED 52.50
Correspondent banking international transfer fees
Wise international transfers
Wise fees apply
Rewards
Cashback on credit spends
2% on all credit spends
Capped at AED 2,000 monthly (till March 31, 2025)
Cash & cheques
Cash withdrawals & deposits (FAB ATMs)
Free
Cash withdrawals (Other UAE ATMs)
AED 2.10
Cash withdrawals (GCC ATMs)
AED 6.30
International cash withdrawals
AED 21
Cash deposits (Lulu Exchange)
AED 10.50
Cheque book
One free (AED 10.50 for 10 leaves & AED 26.25 for 25 leaves)
Returned cheque
AED 105
Stop cheque
AED 52.50
Cheque copy
AED 10.50 per copy
Beyond banking
Salary payments (WPS)
1 file free per month (AED 31.50 per additional file)
Invoicing (AED)
Free
Stripe payments
Free sign-up (Stripe fees apply)
Accounts
Minimum monthly account balance
Nil
Multi-user account access
2 users free (Essential)
(AED 26.25 per additional user a month)
Account Closure (Within 6 months)
Free
Understand how this works
Terms & conditions
Monthly account fees
Correspondent banking fees
All fees and charges inclusive of VAT
Click here to download the full schedule of fees
Download
business
