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Wio Bank PJSC is incorporated under the laws of Abu Dhabi, United Arab Emirates. Address: Etihad Airways Centre, 5th Floor, Abu Dhabi, UAE. Wio Bank is licensed and regulated by the Central Bank of the UAE.

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BUILD FUTURES. BANK ON YOUR AMBITIONS

From private schools and nurseries to training centers and EdTech platforms, Wio Business gives UAE education providers the financial tools to run lean, pay on time, and grow with confidence.

Why Wio

Why Wio for Education

Why Wio for Education

  • No branch visits, no paperwork stacks. Submit your trade license, verify your details, and get your Wio Business account fast.

  • Give your finance officer, bursar, or HR manager the access they need to handle payments, run payroll, and manage invoices, with role-based permissions that keep you in control.

  • Wio Bank is licensed and regulated by the Central Bank of the UAE. With bank-grade security, 24/7 fraud protection, and full regulatory compliance.

  • Built-in invoicing integration means parents and corporate sponsors can pay quickly and securely.

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  • No branch visits, no paperwork stacks. Submit your trade license, verify your details, and get your Wio Business account fast.

  • Give your finance officer, bursar, or HR manager the access they need to handle payments, run payroll, and manage invoices, with role-based permissions that keep you in control.

  • Wio Bank is licensed and regulated by the Central Bank of the UAE. With bank-grade security, 24/7 fraud protection, and full regulatory compliance.

  • Built-in invoicing integration means parents and corporate sponsors can pay quickly and securely.

Benefits built for Education

Collect tuition fees and payments reliably

Send professional invoices to parents, corporates, and government entities. Use payment reminders to reduce late payments and maintain consistent cash flow throughout the academic year.

Payroll for all your staff, processed in minutes

Pay everyone on time with a single salary file upload. Wio’s WPS-compliant payroll is fully digital, with approval workflows that keep the process clean and auditable.

Track budgets and expenses across campuses

Use Saving Spaces to ring-fence budgets for maintenance, events, or specific programs.

Virtual cards for controlled department spending

Issue virtual cards to your team with preset limits. Expenses are tracked in real time, so there are no surprises at month end.

Financing for infrastructure and expansion

Wio Business credit line and term loans provide the capital you need, approved digitally, without the wait.

How It Works

Set up your account in 10 minutes with your phone, start using it within a few days.

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Simple and fully digital process

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Ready in less than 3 days

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24/7 help, with real people

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Simple and fully digital process

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Ready in less than 3 days

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24/7 help, with real people

Get In Touch

Get In Touch

    FAQs

    subscription plans without hidden fees

    Our account plans are designed to give your business everything it needs to thrive.

    Essential Plan

    99
    PER MONTH

    

    99/PER MONTH
    • Best for freelancers & small businesses
    • Free multicurrency account
    • 2 free users
    •  52.50 per Swift international transfer
    • No interests on Saving Spaces
    • 10 free local transfers per month

    Grow Plan

    249
    PER MONTH

    

    249/PER MONTH
    • Best for medium & large businesses
    • 3 salary payment files per month
    • 10 free users
    •  26.25 per Swift international transfer
    • Up to 3% interest in Saving Spaces
    • Unlimited free local transfers

    More Tools for Your Business

    Save

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    Earn up to 6% interest per annum with Family or Salary Plan

    Salary plan

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    Transfer your salary to Wio Personal and start shaping your life goals

    Family

    Keep family life under one roof (Or bank)

    Credit

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    Smart, simple and designed to help you achieve more

    Spend

    s_bg (optimized)
    With credit, multi currency and more

    Send and receive

    sar_main_bg (optimized)
    With the best foreign exchange rates

    Manage

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    With spend analytics, limits and controls

    Get rewards

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    On all your spends

    Save

    Earn up to 6% interest per annum with Family or Salary Plan

    Salary plan

    Transfer your salary to Wio Personal and start shaping your life goals

    Family

    Keep family life under one roof (Or bank)

    Credit

    Smart, simple and designed to help you achieve more

    Spend

    With credit, multi currency and more

    Send and receive

    With the best foreign exchange rates

    Manage

    With spend analytics, limits and controls

    Get rewards

    On all your spends