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Download Wio Business app today

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  • Easy onboarding
  • Team collaboration
  • Control expenses
  • Save
  • Pay and get paid
  • Financing options
  • Invoicing
  • Payroll
  • Wio for web
  • Wio Creators

Company

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  • Investor Relations
  • Terms for brokerage
  • FATCA and CRS

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  • Key Fact Statement
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Wio Bank PJSC is incorporated under the laws of Abu Dhabi, United Arab Emirates. Address: Etihad Airways Centre, 5th Floor, Abu Dhabi, UAE. Wio Bank is licensed and regulated by the Central Bank of the UAE.

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FUEL GROWTH, POWER PROGRESS

Business credit card

Smart credit for smarter business spending

With Wio Business credit card, manage your
everyday spends with limits up to  250,000

Smart credit for smarter business spending

With Wio Business credit card, manage your
everyday spends with limits up to  250,000

  • Apply and get approved quickly in the app. No hidden fees either - it's free for life.

  • Get up to 60 days interest-free credit

  • With Quick Cash, it's a flat daily fee of  1.50 for every  1000 you withdraw

  • Earn 2% cashback* on everything - up to  2,000 every month

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  • Apply and get approved quickly in the app. No hidden fees either - it's free for life.

  • Get up to 60 days interest-free credit

  • With Quick Cash, it's a flat daily fee of  1.50 for every  1000 you withdraw

  • Earn 2% cashback* on everything - up to  2,000 every month

Every empire starts with a spark

Get the capital you need—fast and flexible with Business loans

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Access the capital you need to grow

Borrow up to  3 million to fund expansion, inventory, or new opportunities.
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Flexible loan terms, competitive rates

Choose a loan tenure of 6, 12, 24, or 36 months with fixed monthly repayments at competitive rates as low as 9% per annum

Borrow as you need, repay as you earn

Your business moves with the seasons—our Line of Credit keeps up.

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  • Access anytime and repay in 90 days

  • Auto-deducted daily from POS sales at a competitive 12% per annum

  • Maintain cash flow flexibility by reborrowing with a new 90-day repayment period

Borrow as you need, repay as you earn

Your business moves with the seasons—our Line of Credit keeps up.

  • Access anytime and repay in 90 days

  • Auto-deducted daily from POS sales at a competitive 12% per annum

  • Maintain cash flow flexibility by reborrowing with a new 90-day repayment period

Simplified supply chain finances

One seamless platform to improve cash flow, streamline payouts, and strengthen supplier relationships.

Control everything in one platform

Approvals, multi-currency payments and settlements, and team-wide access—in a few clicks

Effortless supplier onboarding

Add suppliers with just one invite and manage them across any bank or region.

Early payouts, zero cash impact

Let suppliers access early payments while you stick to your original payment terms.

HOW-TO VIDEOS FOR SMARTER BANKING

Learn how to use our app with quick, easy
video guides. Master key features and unlock
smarter ways to manage your money.

More Tools for Your Business

Easy onboarding

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Create your account digitally in minutes

Team collaboration

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Delegate tasks and reduce your workload

Control expenses

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Manage your budget and employee expenses

Save

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Save and earn up to 3.5%* of interest per annum

Pay and get paid

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Local and global payments and collection solutions

Invoicing

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Create and manage your invoice easily

Payroll

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Streamline your payroll effortlessly

Wio for web

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Your bank account on any device

Wio Creators

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Designed for freelancers, creators, and independent professionals

Easy onboarding

Create your account digitally in minutes

Team collaboration

Delegate tasks and reduce your workload

Control expenses

Manage your budget and employee expenses

Save

Save and earn up to 3.5%* of interest per annum

Pay and get paid

Local and global payments and collection solutions

Invoicing

Create and manage your invoice easily

Payroll

Streamline your payroll effortlessly

Wio for web

Your bank account on any device

Wio Creators

Designed for freelancers, creators, and independent professionals