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  • Easy onboarding
  • Team collaboration
  • Control expenses
  • Save
  • Pay and get paid
  • Financing options
  • Invoicing
  • Payroll
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Wio Bank PJSC is incorporated under the laws of Abu Dhabi, United Arab Emirates. Address: Etihad Airways Centre, 5th Floor, Abu Dhabi, UAE. Wio Bank is licensed and regulated by the Central Bank of the UAE.

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Sell everywhere. Bank in one place

From sales to suppliers to refunds, manage everything in one place with full visibility and control.

Why Wio

Why Wio for E-commerce

Why Wio for E-commerce

  • Apply online with your trade license. No branch visits, no long waiting periods. Get your Wio Business account live and ready to receive payments fast.

  • Multi-currency accounts, competitive FX rates, and SWIFT international payments make Wio Business the natural choice for e-commerce businesses that sell or source, across borders.

  • Wio Business integrates with Zoho, and Fiskl, so your payments, invoicing, accounting, and VAT management all connect to your bank account, reducing manual reconciliation and saving hours every week.

  • E-commerce is cyclical. Wio line of credit, term loans, and supply chain finance help you fund inventory ahead of peak seasons, so you never miss a sale due to stock-outs.

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  • Apply online with your trade license. No branch visits, no long waiting periods. Get your Wio Business account live and ready to receive payments fast.

  • Multi-currency accounts, competitive FX rates, and SWIFT international payments make Wio Business the natural choice for e-commerce businesses that sell or source, across borders.

  • Wio Business integrates with Zoho, and Fiskl, so your payments, invoicing, accounting, and VAT management all connect to your bank account, reducing manual reconciliation and saving hours every week.

  • E-commerce is cyclical. Wio line of credit, term loans, and supply chain finance help you fund inventory ahead of peak seasons, so you never miss a sale due to stock-outs.

Benefits built for E-commerce

Multi-currency accounts to collect global payments

Wio Business free multi-currency accounts in AED, USD, EUR, GBP, CAD, AUD, and CHF, let you receive and hold funds in the currency your customers pay in, without constant conversion costs.

Pay suppliers and partners locally and internationally

Settle payments via local transfers or SWIFT international payments, directly from the Wio Business app.

Invoicing and payment links that convert

Create and send professional invoices in minutes.Wio invoicing tools let your B2B customers pay easily, with automated reminders to chase outstanding amounts, so your cash flow stays healthy.

Working capital to fund inventory and growth

Wio Business credit line of up to AED 250,000 and supply chain finance give you the capital to move fast without waiting on receivables

Real-time financial visibility across all your revenue streams

Track what's coming in from Noon, Amazon.ae, your own website, and wholesale orders, in your Wio Business account in real time. No more piecing together cash flow from multiple platform dashboards.

How It Works

Set up your account in 10 minutes with your phone, start using it within a few days.

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Simple and fully digital process

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Ready in less than 3 days

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24/7 help, with real people

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Simple and fully digital process

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Ready in less than 3 days

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24/7 help, with real people

Get In Touch

Get In Touch

    FAQs

    subscription plans without hidden fees

    Our account plans are designed to give your business everything it needs to thrive.

    Essential Plan

    99
    PER MONTH

    

    99/PER MONTH
    • Best for freelancers & small businesses
    • Free multicurrency account
    • 2 free users
    •  52.50 per Swift international transfer
    • No interests on Saving Spaces
    • 10 free local transfers per month

    Grow Plan

    249
    PER MONTH

    

    249/PER MONTH
    • Best for medium & large businesses
    • 3 salary payment files per month
    • 10 free users
    •  26.25 per Swift international transfer
    • Up to 3% interest in Saving Spaces
    • Unlimited free local transfers

    More Tools for Your Business

    Easy onboarding

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    Create your account digitally in minutes

    Team collaboration

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    Delegate tasks and reduce your workload

    Control expenses

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    Manage your budget and employee expenses

    Save

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    Save and earn up to 3.5%* of interest per annum

    Pay and get paid

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    Local and global payments and collection solutions

    Financing options

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    Fuel growth, power progress

    Invoicing

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    Create and manage your invoice easily

    Payroll

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    Streamline your payroll effortlessly

    Wio for web

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    Your bank account on any device

    Industry

    Run your business. Bank smarter

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    Healthy business. Healthier patients

    Food & Beverage

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    Run your global business. Bank in one place

    Wio Creators

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    Designed for freelancers, creators, and independent professionals

    Easy onboarding

    Create your account digitally in minutes

    Team collaboration

    Delegate tasks and reduce your workload

    Control expenses

    Manage your budget and employee expenses

    Save

    Save and earn up to 3.5%* of interest per annum

    Pay and get paid

    Local and global payments and collection solutions

    Financing options

    Fuel growth, power progress

    Invoicing

    Create and manage your invoice easily

    Payroll

    Streamline your payroll effortlessly

    Wio for web

    Your bank account on any device

    Industry

    Run your business. Bank smarter

    Healthcare

    Healthy business. Healthier patients

    Food & Beverage

    Keep service smooth. Keep cash flow flowing

    Trade & Services

    Run your global business. Bank in one place

    Wio Creators

    Designed for freelancers, creators, and independent professionals